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Athletics Insurance Information

All student-athletes are required to have valid, qualifying primary insurance throughout the entire academic year. All student-athletes are required to complete the insurance waiver process twice per year; once prior to the start of fall semester, and once prior to the start of spring semester. Insurance will be verified throughout the year. All international students are required to enroll in the United Healthcare Student Resources Plan, as well as student-athletes who do not have valid, qualifying primary insurance that can be verified. The cost for United Healthcare is $2,097; coverage dates are 8/1/24-7/31/25. The charge will be administered on students' accounts as follows: The charge for the fall semester (first waiver period) is $875; the charge for the spring semester (second waiver period) is $1,222. If your insurance waiver is approved, once the approval is complete, the Business Office will remove the charges from your student account. This may take up to a few weeks.

Bethany College | UnitedHealthCare Student Resources (uhcsr.com)

The insurance waiver deadline for the fall semester is September 13, 2024. The insurance waiver deadline for spring semester is January 31, 2025.

Instructional video for insurance waiver process

In addition, all student-athletes have a mandatory fee of $240 for secondary/catastrophic insurance. Pre-existing injuries as defined by a physician, as well as non-athletics related injuries/illness, are not covered by secondary insurance.

When a student-athlete sustains an athletics-related injury, student-athletes must report the injury immediately to the Athletic Training staff. The student-athlete's primary insurance is billed first. Once primary insurance has been billed, the BMI secondary policy then needs to be billed (see instructions here). Any balance remaining after both primary and secondary insurances have been billed is the student-athlete's responsibility. Bethany College has no control over what insurance companies choose to cover and pay; the College is not responsible for payment of medical bills.